Forbes.com’s article and accompanying slide show is a guide to new-model cars currently carrying the deepest discounts. The cars that come with the biggest cash rebates and best financing rates. Auto dealers have a few ways of offering discounts. There are cash rebates, which can be applied to the cost of the car (and are frequently used for down payments) or simply received in cash. Special financing rates–below-market interest rates–reduce borrowing costs. Buyers are sometimes given a choice between a cash rebate and a financing deal, or may be offered both. Dealer incentives are payments manufacturers give to dealers (rather than to customers); the dealers decide how much of that to share with buyers.
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